I want to address the growing trend of HOA’s foreclosing on owners with the idea of protecting their interest. HOA’s have wishful expectations that they will get their past dues from the short sale buyer if they are the seller … Continue reading
Agoura Hills is a suburb of Los Angeles that is known for it’s school system, family life, safety and wholesome environment. I have been living out in this area for the last 24 years and all 3 of my children … Continue reading
This well known area of Los Angeles, home to our Mayor and many influential families in California, is in an unlikely neighborhood that anyone from out of the area wouldn’t believe exists. From the glorious mansions in the center to … Continue reading
There are many families underwater on their homes. In their mind they know that there is no way to sell the home, pay off the mortgage and all the closing costs involved in a sale. At this point in a … Continue reading
I have been involved in quite a few short sales in the last couple of years. From the buyers side it seems to be more of a wait and see and then renegotiate process. The buyer is the one that … Continue reading
I have been a mortgage broker for almost 29 years and sold real estate for about 10 of that. I get calls all the time from friends and past clients wanting me to do their loans. I know some of … Continue reading
I have a tendency to list properties at what the client wants to list them at. Now I try to let them know what is realistic when it comes to selling their home but most people don’t think that their … Continue reading
I get requests for raw land loans now and then. Very few lenders want to loan on land because of a few reasons. One is that properties are selling for less than the construction cost of the home. That leaves … Continue reading
When writing private funds and soft money, I get this question quite often. Who are you working for? What they want to know is am I looking out for them, the lender or the borrower. The answer: Â I am looking … Continue reading
People have always thought that private funds and hard money were for the person on their last leg or just about to go under. The lending environment that we have all been thrust into over the last 2-3 years has … Continue reading
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