I get requests for raw land loans now and then. Very few lenders want to loan on land because of a few reasons. One is that properties are selling for less than the construction cost of the home. That leaves land at no or very little value. The only value would be if the parcel is located in an area, like Malibu Beach where everyone wants to have a home. With all the regulations that cities and coastal commissions have put on building and getting permits it could be a while till banks and private lenders are willing to lend on a regular construction project.